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How Bluebird Works


1. Sign Up On Your Phone

Signing up for a Bluebird Bank Account is 100% FREE and takes less than 60 seconds! Bluebird does not perform credit checks and there is no cost to sign up.

2. We Send You A FREE Bluebird Card

Once approved, we will send you your Bluebird Bank Card and can even automatically set you up for direct deposit with your employer so you can get paid instantly.

3. Use Your Bluebird Card Anywhere

With your Bluebird Card, you can shop anywhere debit cards are accepted including online! If you ever need cash, we have 24,000 FREE ATMs you can use!

Bluebird Features

There are no fees or costs to use Bluebird.


  • 100% FREE Bank Account

    Bluebird's goal is to provide 100% free bank accounts to underserved communities. We have NO MONTHLY FEES, NO OVERDRAFT FEES, and NO ATM FEES!

  • Free Direct Deposit On Payday

    Stop wasting time & money manually cashing your paycheck. Bluebird provides free direct deposit of your paycheck, so your money is instantly waiting in your bank account on payday.

  • Discounted Health Insurance

    If you don't have health insurance, we can help you get access to discounted or potentially free health insurance depending on your income.

  • 24,000 Free ATMs

    Bluebird has over 24,000 FREE ATMs across the country for you to use. Did we mention they are FREE?

  • Ability To Shop Online

    With a Bluebird Card, you can now safely shop online from the comfort of your phone or computer.

  • Mobile Access

    Bluebird has both an iPhone and Android mobile app so you can manage your money on the go.

  • Free Online Bill Pay

    Have recurring monthly bills like car payments or rent? With Bluebird, you can now pay your bills online for free, helping you save both time & money!

  • Free Savings Account

    We know saving money can be difficult, so Bluebird has a free built-in savings account to help you save a little more.

  • Your Money Is Safe

    With Bluebird your money is safely stored online and accessible anytime you need it. Your money is even protected if your card is lost or stolen!

  • Path To
    Financial
    Security

No ID, credit check, or paperwork required!